Charles Derby Mortgage Bureau
Chris is an experienced and fully qualified mortgage and protection adviser for over 17 years, having owned and ran his own financial services business . Currently working with Charles Derby Mortgage Bureau and based here in Melbourn he specialises in providing advice to both individuals and businesses in Cambridgeshire and North Herts.
With so many providers and products to choose from, looking for a mortgage has never been so complex. I help you source the most suitable mortgage for you from the whole of the market. Whether you’re buying your first home, moving to a new house, re-mortgaging, or buying to let, I can help you find the right deal today.
Then, when you have your home I can help to ensure you keep it when things go wrong, with advice not just on Life Insurance but with Critical Illness and Income Protection plans designed to suit your needs and your budget. In addition, more business owners are recognising the need to have protection in place to ensure their business would survive the loss of a Key Person whether permanently or as a result of a lengthy illness.
A growing area of interest is the Equity Release mortgage. If you are a homeowner aged 55+, you could benefit from releasing tax-free cash from your home through an equity release plan.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate on Buy to Let Mortgages.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.